Reliability.
Relationships.
Results.
Specializing in a broad range of Professional Liability (E&O) and Cyber Liability insurance coverages.
Hirsch Insurance Brokerage is an independently owned, full-service niche insurance brokerage dedicated to the insurance needs of lawyers, insurance agents, accountants, real estate, and business professionals alike. While our primary focus remains professional liability (E&O) and cyber liability insurance, we offer a wide array of competitively priced and comprehensive insurance products to meet your growing business needs. We are your trusted insurance advisor.
Your Success. Our Expertise.
Hirsch Insurance Brokerage is a versatile and dynamic team that specializes in serving multiple industries. We have the expertise to cater to your unique insurance needs. Our commitment to excellence and customer satisfaction is evident in our proven track record of success across diverse sectors. Whether you’re a small business or a large corporation, we’re here to provide you with innovative solutions that drive results. Partner with us for industry-specific expertise and personalized service that propels your success. Our primary focus is on providing a tailor-made, single source, insurance solution for business professionals. Contact us today to discuss your businesses specific needs.
We serve the following industries:
Lawyers
Insurance Agents
Accountants
Real Estate Professionals
& More
We have your business covered. Our commercial insurance offerings encompass a wide range of products, including but not limited to:
Specialized Business Insurance Coverages
As a niche brokerage our primary focus is providing the very best and latest product offerings in professional liability and cyber insurance. We stay ahead of the market, so you don’t have to. We shop a multitude of insurance carriers to find you the very best products at the most competitive pricing. We work for you.
Additional Business Insurance Coverages
You do not need multiple brokers. We can provide a single source solution for all your business insurance needs. We offer a comprehensive range of commercial insurance products necessary to protect your business assets. Our independent status allows us the freedom and flexibility to place your business needs first.
Professional Liability Insurance
Cyber Liability Insurance
Employee Practices Liability Insurance
Directors & Officers Insurance
Directors and Officers (D&O) insurance is a type of liability insurance that is designed to protect directors and officers of a company, as well as the company itself, from financial losses resulting from claims or lawsuits related to their roles and responsibilities as corporate leaders. D&O insurance typically covers costs associated with allegations of wrongful acts, errors, or omissions committed by directors and officers while acting in their official capacity on behalf of the company.
Business Owners Policy (BOP)
1. Property Insurance: This coverage protects the physical assets of your business, such as buildings, equipment, inventory, and furniture, against damage or loss due to fire, theft, vandalism, or other covered perils. It typically includes both the owned property and property that you may be leasing or renting.
2. General Liability Insurance: This coverage provides protection against claims of bodily injury or property damage caused to third parties (such as customers, clients, or vendors) as a result of your business operations or premises. It covers legal fees, settlements, and judgments arising from such claims.
3. Business Interruption Insurance: Also known as Business Income Insurance, this coverage helps compensate for lost income and ongoing expenses if your business operations are temporarily disrupted due to a covered event, such as a fire or natural disaster. It can help cover rent, salaries, utilities, and other fixed expenses during the period of interruption.
Excess/Umbrella Liability Insurance
Excess liability insurance, also known as umbrella insurance, is a type of insurance coverage that provides an additional layer of liability protection beyond the limits of underlying primary insurance policies. It is designed to provide additional coverage when the limits of the primary insurance policies are exhausted due to a covered claim. It serves as a form of “backup” insurance that comes into play when the limits of the underlying primary insurance policies, such as general liability, professional liability are reached. It provides an extra layer of coverage that can help protect against catastrophic losses and mitigate the financial risks associated with liabilities that exceed the limits of primary insurance.
Workers Compensation Insurance
Workers’ compensation insurance, often simply called workers’ comp, is a type of insurance coverage that provides benefits to employees who suffer work-related injuries or illnesses. It is a form of insurance that is mandatory in most states in the United States for employers who have employees, and it is designed to protect both employers and employees in the event of a workplace injury or illness.
Commercial Crime Insurance
Commercial crime insurance, also known as crime fidelity insurance or crime coverage, is a type of insurance coverage that protects businesses of all sizes from financial losses resulting from various forms of crime, such as theft, fraud, forgery, embezzlement, and employee dishonesty. Commercial crime insurance is designed to help businesses recover financial losses due to criminal acts committed by employees or third parties, and it is typically purchased as a standalone policy or added as an endorsement to a commercial insurance package.
About Us
The Hirsch Insurance Brokerage is the brainchild of Zachary A. Hirsch. With a laser focus on delivering his clients a distinctive combination of industry-leading expertise and personalized concierge service, Hirsch Insurance Brokerage has established itself as a premier boutique insurance brokerage within its niche. With over a decade of experience, we have emerged as an industry leader in providing professional liability and cyber insurance products to our customers. Our independent status grants us the freedom and flexibility to effectively confront the numerous challenges that modern businesses encounter. Our reputation is built on the trust and open communication fostered by Hirsch with each of our clients.
Zach Hirsch – Owner | Agent
Our Philosophy Is Simple:
Take the time to listen to our clients, understand your insurance goals and advocate on your behalf to find a competitive solution in the marketplace. We are your trusted insurance advisor to provide the knowledge, exceptional service and protection your business requires.
What Professionals Say About Hirsch Insurance Brokerage
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Commonly Asked Questions About Professional Liability Insurance
Are you wanting to understand more about E&O Insurance coverage? We address the most commonly asked questions about Professional Liability Insurance here. See more commonly asked questions by clicking the button below.
How much does Professional Liability Insurance Cost?
The cost of a Professional Liability Insurance policy typically ranges from $60 per month on upwards. The cost of the policy will vary depending on the number of employees you have, your industry type and your revenue. The best way to get an exact cost is to request a quote from our licensed staff. Quotes are quick and can be completed over the phone or by filling out a form under the quotes section in our menu.
Who needs Professional Liabilty Insurance (E&O Insurance)?
If you own a business that offers a service or advice to others, you need a Professional Liability Insurance Policy. This includes businesses such as: insurance agents, lawyers, accountants, real estate agents, building inpsectors and more.
Is Professional Liability and E&O the same thing?
Errors and Omissions (E&O) Insurance is the same thing as Professional Liability Insurance. The terms are used interchangeably and refer to the insurance policy that protects your business from negligent advice or failure to perform your services.
Is Malpractice Insurance and Professional Liability Insurance the same thing?
Commonly referred to as Malpractice Insurance, Professional Liability (or E&O) Insurance protects your business from unwanted claims, grievances or damages to anothers reputation. It is most common that an attorney or lawyer or doctor would call this coverage Malpractice Insurance.
Our Home Office
Located in Houston, TX but licensed in multiple states around the country.
One Katy Plaza
Houston, TX 77079