Business Umbrella Insurance

An inexpensive business umbrella policy picks up where your business auto liability, general liability or other liability coverage stops. Umbrella insurance provides extra coverage against bodily injury and/or property damage.  Protect your business with Business Umbrella Insurance in Texas from Hirsch Insurance Brokerage.

Take the following example:  Your current policy covers you for $1 million and you are successfully sued for $1.5 million, your business umbrella coverage may pay the outstanding $500,000 – This is the difference of losing your business and staying in business.

How much commercial umbrella insurance coverage does your business need? A variety of factors goes into determining the answer, including the type of business you own and how much coverage you already have.

The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

Texas– What you need to know about business umbrella insurance

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Hirsch Insurance Brokerage recommends that your business insurance program include this coverage.

If your own a business, you should consider a commercial umbrella insurance policy. 

Talk to an insurance agent today at Hirsch Insurance Brokerage about your business umbrella insurance needs.